Interactive Brokers Launches Karta Visa Card, Linking Trading Accounts to Everyday Spending

Interactive Brokers (IBKR) has expanded its reach beyond trading and investing with the launch of the Karta Visa card, designed to connect brokerage balances directly to everyday purchases. The move brings together trading, saving, investing, and spending under one seamless ecosystem, without requiring clients to transfer funds between platforms.

Trading Meets Personal Finance

“Our all-in-one cash management solution gives clients an easy and flexible way to manage their money,” said Milan Galik, CEO of Interactive Brokers. “Introducing the Karta Visa card broadens our integrated approach and simplifies how clients oversee their finances.”

The Karta Visa card extends IBKR’s existing cash management offering, allowing clients to use their brokerage funds like a traditional bank account. The card is issued in USD, features no foreign transaction fees, and comes with a range of lifestyle benefits, including airport lounge access, luxury hotel privileges, and 24/7 concierge support.

Key Features of the Karta Visa Card:

• No FX or foreign transaction fees on international purchases
• Reward points for travel and lifestyle spending
• Global acceptance, including instant virtual card issuance via Apple Pay and Google Pay
• Access to Visa Luxury Hotel Collection and worldwide airport lounges
• WhatsApp concierge service for premium users

With the Karta Visa card, clients can now spend globally while keeping their investment balances intact, effectively merging brokerage convenience with personal finance utility.

Integrated Cash Management and Interest Options

Interactive Brokers’ cash management platform continues to serve as the backbone of this new feature. Clients can earn up to 3.62% interest on idle cash balances, or borrow at rates between 4.62% and 5.62%, depending on account type. Deposits are supported through mobile check, wire transfer, or payroll automation, and all funds are backed by IBKR’s strong balance sheet and conservative risk management framework.

At launch, the Karta Visa card is available to eligible users across multiple regions, offering instant digital access alongside physical card delivery.

Financial Performance Supports Product Expansion

The card launch comes on the heels of strong third-quarter results for Interactive Brokers. The firm reported GAAP net revenue of $1.66 billion, up from $1.37 billion a year earlier, and adjusted net revenue of $1.61 billion.

Profit before taxes rose to $1.31 billion, reflecting a 79% pre-tax margin, while diluted earnings per share climbed to $0.59 from $0.42 last year. The performance underscores IBKR’s momentum in both trading and financial services, even amid broader market volatility.

By merging brokerage access and personal finance functionality, Interactive Brokers continues to position itself as one of the most technologically integrated players in global finance, bridging the gap between investment platforms and everyday money management.

The launch of the Karta Visa card follows Interactive Brokers’ recent expansion into Asia. Earlier this year, the brokerage introduced zero-commission US stock trading in Singapore
, reinforcing its strategy to integrate global market access with everyday financial services. Together, these initiatives highlight IBKR’s push to bridge the gap between investing, payments, and personal finance.